Welcome

The National Catholic Superannuation Fund is an accumulation style fund dedicated to offering efficient and competitive superannuation for employers and employees of organisations associated with the Catholic Church of Australia. We were established in 1987 and have continued to grow and develop in line with member needs. When you choose us, you choose more than just a superannuation fund, you choose to be with a Fund which operates under the Catholic Church’s cooperative principles and family values.

Key Features

Investment Choice
Choose one of eight investment options

All Shares
Socially Responsible Investment (SRI)
Capital Growth
Managed Stable
Cash Plus
High Growth
SRI Growth
Managed Growth

Low Fees
Simple, low cost fee structure

Administration Fee – $1.50 per week
Withdrawal Fee – $50
No Contribution Fee
No Fee for switching Investment Options in June, effective 1 July each year

Superannuation Contributions
Award or Superannuation Guarantee (SG)

Award or Superannuation Guarantee (SG)
Employer Voluntary Contributions
Personal Voluntary Contributions
Salary Sacrifice
Spouse Contributions

Options at Retirement

Transfer to NCSF Account Based Pension to provide a regular income stream or commence a Transition to Retirement Income Stream (TRIS). Your balance remains invested in one of NCSF’s eight investment options (a separate NCSF Pension Combined Financial Services Guide and Product Disclosure Statement is available upon request)
Lump sum payment
Retain all or part of your benefit with NCSF
Rollover or transfer your benefit to another complying superannuation fund or approved product

Portability of Fund Membership

Members changing jobs may arrange for their new employer to contribute to NCSF providing the new employer agrees to become a participating employer of NCSF

Optional Insurance Cover
Income Protection Insurance (IP)

2 units at $1.00 per week
The standard cover (2 units) provides a monthly Income Protection benefit of $430 per month
Additional units may be purchased for a higher level of cover (up to a maximum of 15 units)

Death Insurance cover

2 units at 80 cents per week
The standard cover (2 units) provides a death benefit linked to age at death
Additional units may be purchased for a higher level of cover of up to a maximum benefit level of $1 million (including the standard cover)

Member Discounts
Medibank Private

Medibank Private is offering a special discounted rate towards your private health insurance. The VIP range gives you a 5% discount on premiums of equivalent retail products plus it will waiver the 2 and 6 month waiting periods if you join any Medibank VIP Hospital or VIP Extras Cover. To find out more, please phone 1300 135 476 or email ask_us@medibank.com.au

Catholic Church Insurances Limited

A 15% discount on the premium of any new Building and/or Contents policy taken in the first year and 10% discount each time your policy is renewed, through Catholic Church Insurances Limited. Call 1300 655 003 or visit their website at www.ccinsurances.com.au

Key Features
Investment Choice	Choose one of eight investment options All Shares Socially Responsible Investment (SRI) Capital Growth Managed Stable Cash Plus High Growth SRI Growth Managed Growth
Low Fees	Simple, low cost fee structure Administration Fee – $1.50 per week Withdrawal Fee – $50 No Contribution Fee No Fee for switching Investment Options in June, effective 1 July each year
Superannuation Contributions	Award or Superannuation Guarantee (SG) Award or Superannuation Guarantee (SG) Employer Voluntary Contributions Personal Voluntary Contributions Salary Sacrifice Spouse Contributions
Options at Retirement	Transfer to NCSF Account Based Pension to provide a regular income stream or commence a Transition to Retirement Income Stream (TRIS). Your balance remains invested in one of NCSF’s eight investment options (a separate NCSF Pension Combined Financial Services Guide and Product Disclosure Statement is available upon request) Lump sum payment Retain all or part of your benefit with NCSF Rollover or transfer your benefit to another complying superannuation fund or approved product
Portability of Fund Membership	Members changing jobs may arrange for their new employer to contribute to NCSF providing the new employer agrees to become a participating employer of NCSF
Optional Insurance Cover	Income Protection Insurance (IP) 2 units at $1.00 per week The standard cover (2 units) provides a monthly Income Protection benefit of $430 per month Additional units may be purchased for a higher level of cover (up to a maximum of 15 units) Death Insurance cover 2 units at 80 cents per week The standard cover (2 units) provides a death benefit linked to age at death Additional units may be purchased for a higher level of cover of up to a maximum benefit level of $1 million (including the standard cover)
Member Discounts	Medibank Private Medibank Private is offering a special discounted rate towards your private health insurance. The VIP range gives you a 5% discount on premiums of equivalent retail products plus it will waiver the 2 and 6 month waiting periods if you join any Medibank VIP Hospital or VIP Extras Cover. To find out more, please phone 1300 135 476 or email ask_us@medibank.com.au Catholic Church Insurances Limited A 15% discount on the premium of any new Building and/or Contents policy taken in the first year and 10% discount each time your policy is renewed, through Catholic Church Insurances Limited. Call 1300 655 003 or visit their website at www.ccinsurances.com.au